PPF Calculator
Calculate your Public Provident Fund maturity amount and interest earned.
Current PPF Rate: 7.1% p.a. (Q1 FY2024-25)
₹1,50,000
₹500 (min)₹1,50,000 (max)
15 years
15 yrs (min lock-in)50 yrs
Tax Benefit: PPF contributions up to ₹1.5 lakh per year qualify for deduction under Section 80C. Interest and maturity amount are fully tax-free (EEE status).
Maturity Amount
₹40,68,209
After 15 years @ 7.1%
Total Invested
₹22,50,000
Total Interest
₹18,18,209
Balance Growth
Frequently Asked Questions
What is PPF?
PPF (Public Provident Fund) is a government-backed long-term savings scheme with a 15-year lock-in. It offers guaranteed returns and is EEE tax-exempt.
Can I withdraw PPF before 15 years?
Partial withdrawal is allowed from the 7th year. Full premature closure is allowed after 5 years under specific conditions (medical, education).
What is the maximum PPF investment per year?
The maximum is ₹1,50,000 per financial year. The minimum is ₹500 per year.
Is PPF interest taxable?
No — PPF is EEE (Exempt-Exempt-Exempt). Contributions qualify for 80C deduction, interest earned is tax-free, and the maturity amount is also tax-free.